Choosing the right car insurance in India can be confusing, especially when deciding between comprehensive vs third-party policies. While third-party insurance is legally required, comprehensive coverage offers broader protection. But which one is truly better for your needs? In this guide, we’ll break down: By the end, you’ll know exactly which policy saves you money while keeping your…
Introduction When you purchase a car, car insurance is not just a legal requirement, it’s also crucial for protecting your vehicle against potential risks such as accidents, theft, or damage. However, one of the most commonly asked questions is: How is the car insurance premium calculated? The calculation of a car insurance premium in India…
Introduction Car insurance is an essential aspect of owning a vehicle in India. Whether you drive a private car, a luxury vehicle, or even a commercial vehicle, securing insurance is legally required. While the main objective of car insurance is to provide financial protection in case of an accident or damage, several benefits come with…
When buying car insurance, many people opt for a standard comprehensive policy. However, these policies deduct depreciation costs when settling claims, reducing the payout. A Zero Depreciation add-on, also known as zero depreciation cover, eliminates this depreciation deduction, ensuring full claim settlement for vehicle repairs. What is Bumper-to-Bumper Insurance? Bumper-to-bumper insurance is an add-on cover…
Introduction Car insurance in India is evolving with innovative policies like Pay-As-You-Drive (PAYD) Insurance. This flexible option allows vehicle owners to pay premiums based on their actual usage rather than a fixed annual rate. It benefits low-mileage drivers by offering cost savings and customized coverage. In this article, we explore PAYD insurance, its advantages, eligibility,…
Understanding Own Damage Insurance Own Damage (OD) Insurance provides financial protection against damages to your vehicle. It covers losses due to accidents, theft, natural disasters, and vandalism. Unlike third-party insurance, which only covers liabilities toward others, OD insurance ensures that repair costs for your car are covered, reducing your financial burden. This type of insurance…
Coverage, Benefits & Why You Need It A car is more than just a vehicle; it’s an investment that needs proper protection. While third-party insurance meets legal requirements, it does not cover your own vehicle’s damages. That’s why comprehensive car insurance is a popular choice among car owners in India. This policy not only includes…